Just 47% of the UK's children currently receive a meaningful financial education¹. Our aim is to change this statistic and help build brighter financial futures. We are committed to ensuring more young people get a meaningful and impactful financial education and are empowered to create the future they want.

The Financial Education for Young People programme aims to improve the financial literacy and confidence of young people across the UK. Financial Education is a vital building block to achieving financial wellbeing, and I believe it should be available to all young people. Lasting money habits begin to form when we are just 5 years old² and impact our goals, health, self-esteem and peace of mind; so the younger we start educating, the bigger impact we can have.

Our secondary school programme consists of modular, one-hour workshops for students aged 13-14 and 16-18. These cover important topics such as budgeting, saving, borrowing, banking, and protection, with all resources holding an external FE Quality Mark by Young Money and endorsed by the Money and Pensions Service.

My KS2 Primary school workshop, aimed at children aged 10-11 years old, is delivered using Money Matters by RedSTART. Through strategic game play and discussions, children learn key money management skills including risk and reward, investing, saving, banking, budgeting, interest, borrowing, lending... and more, all within a fun & competitive environment. The workshop lasts about 3 hours.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

¹ Money & Pensions Service, June 2023.

² Money Helper, 2023